base rate:
Base rate for a specifically-named internal candidate becoming CEO of a major bank within a ~4 year window when they are the widely-acknowledged frontrunner: ~50-60%. Base rate for long-tenured CEO departing within 4 years after signaling intent: ~75%.
evidence updates:
Strong evidence of April 8, 2026 official announcement of Lake as successor pushes probability up substantially (~+20-25%). However, source reliability concerns (marketminute aggregator, no primary SEC/press release confirmation, Kalshi market at 47%) create significant uncertainty that prevents going above ~75%. Pinto's 2025 retirement removed the main internal rival (+10%). Lake's 25-year tenure and prior CFO role make her structurally well-positioned.
combination method:
Conditional probability: P(Dimon leaves before 2030) × P(Lake selected | departure). 0.88 × 0.80 ≈ 0.70-0.72.
final:
If the April 2026 announcement is real and verifiable, this should resolve YES at ~90%+. The discrepancy with reported market pricing and source quality concerns pull me back toward ~0.72. Confidence is medium because of the tension between strong direct evidence of announcement and concerning source reliability gaps.
ensemble:
{'ensemble_count': 3, 'perspectives': {'base_rate': {'p_yes': 0.72, 'confidence': 0.5}, 'evidence_driven': {'p_yes': 0.82, 'confidence': 0.6}, 'contrarian': {'p_yes': 0.62, 'confidence': 0.5}}, 'spread': 0.2, 'individual_p_yes': {'base_rate': 0.72, 'evidence_driven': 0.82, 'contrarian': 0.62}}